Card Issuer Profile: Crédit Agricole

Introduction
Crédit Agricole is a leading player in pay later cards in France. After undergoing four years of transformation including flotation in 2001 and the acquisition of Crédit Lyonnais, the group launched a strategic development plan in 2005, the main objective of which is to continue growing the group’s activates in Europe. As a result, its international card portfolio is growing rapidly.

Report Highlights
Highlights
[Studien Infos ausblenden]

LIST OF TABLES
Table 1: Crédit Agricole S.A. board of directors as of March 2007 7
Table 2: Crédit Agricole's global employees by geography, 2002-06 8
Table 3: Fees applicable to a selection of payment cards offered by Crédit Agricole, 2008 24
Table 4: Selected credit card offerings of Crédit Agricole's international subsidiaries, 2008 26
Table 5: Scorecard logic, part one 36
Table 6: Scorecard logic, part two 37
Table 7: Crédit Agricole S.A. revenues, operating cost and net profit, 2003-07 39
Table 8: Crédit Agricole group revenues, operating cost and net profit, 2003-07 39
Table 9: Crédit Agricole S.A. assets, 2003-07 40
Table 10: Crédit Agricole's debit cards in issue in selected European countries, 2003-06 40
Table 11: Crédit Agricole's deferred debit and charge cards in issue in France, 2002-06 40
Table 12: Crédit Agricole's credit cards in issue in selected European countries, 2003-06 41
Table 13: Value of credit card balances outstanding in selected European countries 41
Table 14: Current relevant Datamonitor publications, 2008 42
Table 15: Future relevant Datamonitor publications, 2008 42
LIST OF FIGURES
Figure 1: The Crédit Agricole group structure, 2007 9
Figure 2: Crédit Agricole's main card issuing activities by region, 2008 12
Figure 3: Crédit Agricole has 6.1 million cards issued domestically and through its subsidiaries in Greece, Poland and Ukraine, 2003-06 17
Figure 4: The number of credit cards in issue is growing, 2004-06 19
Figure 5: Credit cards issued internationally account for the majority of total credit cards in issue, 2006 20
Figure 6: The value of balances outstanding was €954 million in France, Greece, Poland and Ukraine in 2006 21
Figure 7: Crédit Agricole S.A. has demonstrated strong financial performance during 2003-07 22
Figure 8: Crédit Agricole S.A. has a large balance sheet, 2003-07 23
Figure 9: Examples of Sofinco cards issued in partnerships, 2008 27
Figure 10: Crédit Agricole's competitor benchmark 35
[Tabellenverzeichnis ausblenden]