Consumer Credit in Finland

Introduction

This databook provides insights into consumer credit in Finland, covering market sizing, market segmentation and competitor analysis of the sector. Historical data (2004-08) is combined with the latest forecasting techniques to provide an insightful view into the dynamics of the market and future market (2009-13) shape.
Scope

* Unsecured lending overview
* Unsecured lending by product type
* Market shares
* Key market drivers

Report Highlights

The value of gross advances in the Finnish consumer credit market grew at a CAGR of 4.6% over the 2004-08 period.

Gross advances in Finland is expected to grow at a CAGR of 5.1% over the 2009-13 period.
Reasons to Purchase

* Understand how the consumer credit market in Finland has developed over 2004-09
* Understand the size of the various product lines within the Finnish consumer credit market and view competitor market shares
* Make informed business decisions through understanding of the overall predicted growth trends within the consumer credit market in Finland up to 2013
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TABLE OF CONTENTS
OVERVIEW 1
Catalyst 1
Summary 1
INTRODUCTION 5
Reasons to purchase 5
UNSECURED LENDING OVERVIEW 6
Total gross advances 6
Gross advances – credit card 8
Gross advances – non-credit card 10
Balances outstanding 12
UNSECURED LENDING BY PRODUCT TYPE 14
Unsecured lending by product, 2008 14
Personal loans (gross advances) 17
Motor finance (gross advances) 19
Retail finance (gross advances) 21
KEY MARKET DRIVERS 23
Key market drivers, 2004–08 23
Key market drivers, 2008–13 24
APPENDIX 25
Methodology 25
Forecasting methodology 25
Estimations 25
Further reading 26
How to contact experts in your industry 26
Disclaimer 26

LIST OF FIGURES
Figure 1: Consumer credit market, Finland, gross advances (€m), 2004–13 6
Figure 2: Consumer credit market, Finland, credit card advances (€m), 2004–13 8
Figure 3: Consumer credit market, Finland, non-credit card advances (€m), 2004–13 10
Figure 4: Consumer credit market, Finland, balances outstanding (€m), 2004–08 12
Figure 5: Consumer credit market, Finland, unsecured lending by product type (%), 2008 14
Figure 6: Consumer credit market, Finland, unsecured lending by product type (€m), 2004–08 16
Figure 7: Consumer credit market, Finland, personal loans (€m), 2004–08 17
Figure 8: Consumer credit market, Finland, motor finance (€m), 2004–08 19
Figure 9: Consumer credit market, Finland, retail finance (€m), 2004–08 21

LIST OF TABLES
Table 1: Consumer credit market, Finland, gross advances (€m), 2004–08 7
Table 2: Consumer credit market, Finland, gross advances (€m), 2008–13 7
Table 3: Consumer credit market, Finland, credit card advances (€m), 2004–08 9
Table 4: Consumer credit market, Finland, credit card advances (€m), 2008–13 9
Table 5: Consumer credit market, Finland, non-credit card advances (€m), 2004–08 11
Table 6: Consumer credit market, Finland, non-credit card advances (€m), 2008–13 11
Table 7: Consumer credit market, Finland, balances outstanding (€m), 2004–08 13
Table 8: Consumer credit market, Finland, unsecured lending by product type (€m), 2008 15
Table 9: Consumer credit market, Finland, personal loans (€m), 2004–08 18
Table 10: Consumer credit market, Finland, motor finance (€m), 2004–08 20
Table 11: Consumer credit market, Finland, retail finance (€m), 2004–08 22
Table 12: Consumer credit market, Finland, key market drivers (%), 2004–08 23
Table 13: Consumer credit market, Finland, key market drivers (%), 2008–13 24
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