Key Insights And Key Risks / The Saudi Arabia Insurance Report considers the prospects for both life and non-life insurers in the

Executive Summary / Table: Total Premiums, 2008-2016 / 2008 2009 2010 2011e 2012f 2013f 2014f 2015f 2016f / Total premiums, BHDmn

Key Insights And Key Risks / The Oman Insurance Report considers the prospects for both life and non-life insurers in the country.

The Vietnam Insurance Report considers the prospects for both life and non-life insurers in the country. / There was a time when V

The South Korea Insurance Report considers the prospects for life and non-life insurers in the country. / BMI remains of the view

The Taiwan Insurance Report considers the prospects for life and non-life insurers in the market. BMI / sees Taiwan’s insurance se

The Singapore Insurance Report considers the prospects for life and non-life insurers in the country. / In world terms, Singapore

The China Insurance Report considers the prospects for both life and non-life insurers in that country. / In spite of the slowing

The Iran Insurance Report considers the prospects for both life and non-life insurers in the country. As of / late 2012, the lates

The Kuwait Insurance Report considers the prospects for both life and non-life insurers in the country. In / theory, Kuwait should

The Philippines Insurance Report considers the prospects for both life and non-life insurers in the / country. / BMI remains of th

The Romania Insurance Report considers the prospects for both life and non-life insurers in that country. / The latest data from t

The Malaysia Insurance Report considers the prospects for both life and non-life insurers in that country. / The latest data from

The Slovakia Insurance Report considers the prospects for both life and non-life insurers in that country. / By the standards of i

Key Insights And Key Risks / The Hong Kong Insurance Report considers the prospects for life and non-life insurers in the special

The Indonesia Insurance Report considers the prospects for both life and non-life insurers in the country. / As of late 2012, the

The India Insurance Report considers the prospects for both life and non-life insurers in the country. As / of late 2012, the late

The Croatia Insurance Report considers the prospects for both life and non-life insurers in the country. / The latest statistics f

The Czech Republic Insurance Report considers the prospects for both life and non-life insurers in the / country. The latest stati

The Poland Insurance Report considers the prospects for both life and non-life insurers in that country. / BMI remains of the view

The Hungary Insurance Report considers the prospects for both life and non-life insurers in that country. / Relative to its peers

The Slovenia Insurance Report considers the prospects for both life and non-life insurers in that country. / Relative to its peers

The Brazil Insurance Report considers the prospects for life and non-life insurers in the country. As of / mid-2012, the latest da

BMI View: We maintain our forecasts for a deceleration in growth in the Chinese infrastructure and construction segments over 2012

The Greece Insurance Report considers the prospects for both life and non-life insurers in the country. The latest statistics from

The Bulgaria Insurance Report considers the prospects for both life and non-life insurers in that country. / The latest statisti

BMI View: The outlook for the Kuwaiti construction sector continues to be favourable as high oil prices mean the economy remains s

The developments through mid-2012 have highlighted the strengths of and the challenges facing New Zealand’s non-life segment. Non-

The Japan Insurance Report considers the prospects for both life and non-life (property & casualty and health) insurers. Both segm

The United States Insurance Report considers the prospects for both life and non-life (property & casualty and health) insurers. W

The Russia Insurance Report considers the prospects for both life and non-life (including Compulsory Medical Expenses Insurance –

The Mexico Insurance Report considers the prospects for both life and non-life insurers in the country. / Recent developments cont

Although the details vary from quarter to quarter, newsflow from Canada’s insurance sector continues, in / mid-2012, to highlight

The Thailand Insurance Report considers the prospects for both life and non-life insurers in the country. / BMI continues to rat

The latest results, in relation to 2011, published by South Africa’s life companies highlight their strengths and competitive adva

Thanks, in part, to the political unrest that has swept Egypt since early 2011, the insurance sector has moved from an era of grow

BMI View: According to the latest data released by the Central Organisation for Statistics, Iraq’s construction sector has been bo

Writing in March 2012, we remain of the view that Kenya’s insurance sector is dynamic and resilient. Although the insurance compan

As of March 2012, it is clear that 2011 was not a vintage year for Oman’s small, fragmented and highly competitive insurance secto

The latest results and comments indicate that 2011 was a highly challenging, but not universally disastrous, year for Bahrain’s in

As of March 2012, the latest results from Saudi Arabia’s listed insurance companies (in relation to 2011) highlight the weaknesses

As of March 2012, recent developments and the latest data serve to confirm our view that the UAE is one of the largest and most dy

As of early 2012, the data published by Bimeh Markazi Iran, the insurance regulator, suggests that total premiums increased by 27%

We remain of the view that Indonesia is one of the most exciting markets for life insurance globally. By / most standards, it is l

As of early 2012, the short-term outlook for India’s life segment continues to be dominated by rules, / introduced by the Insuranc

By the standards of its peers in Central and Eastern Europe, Slovakia’s insurance sector is a relatively / small market opportunit

Among the national insurance sectors that are profiled by BMI, Romania’s is unusual in that it is / shrinking by several metrics,

The financial reports of insurance market leader Triglav – the listed, but still majority state-owned / composite and health insur

In the context of Central and Eastern Europe, Poland is often seen as the insurance market that is ‘too / large to ignore.’ Aside

As of February 2012, it appears appropriate to describe Hungary’s insurance sector as being resilient in / the face of adverse dev

As of early 2012, Hong Kong’s insurance sector continues to stand out – relative to others that are / surveyed by BMI – for its st

At a first glance, the Czech Republic appears to be a medium-sized market for insurance that is growing / only moderately and that

Key Insights And Key Risks / At first glance, Russia’s insurance sector is one of the most exciting of any that is profiled by BMI

Key Insights And Key Risks / As of early 2012, the situation and prospects of Greece’s insurance sector remains, like much of the

Key Insights And Key Risks / / As of late January 2012, the latest data that has been published by Bulgaria’s insurance regulator

For much of the last decade, the main themes in Argentina’s insurance sector have remained the same. Some are positive. The absol

The Arab Spring in early 2011 hit Bahrain far harder than any of the other Gulf Cooperation Council (GCC) countries – and was a di

As of December 2011, it appears that the political unrest that has swept Egypt since early 2011 is unlikely to have a lasting impa

Iran’s insurance sector has a number of strengths, including scale in terms of gross written premiums per annum. Bimeh Iran, the l

Insights And Key Risks / The long-term achievements of the various protagonists – the trade association, the regulator and the in

In theory, Kuwait should be home to one of the Middle East’s leading insurance sectors. Thanks to energy exports, the economy has

Oman’s insurance sector does not compare favourably with its peers in other Gulf Cooperation Council (GCC) countries. Twenty-one c

There are many positive features of Saudi Arabia’s insurance sector. By the standards of most developing countries, it is already

The latest results published by South Africa’s leading insurance companies in late 2011, in relation to the first nine months of t

The UAE ranks as one of the larger and more dynamic of the insurance markets of the Middle East and North Africa. Over the long-te

This is BMI’s inaugural report on the insurance sector of Japan. In spite of the ongoing stagnation of the Japanese economy, and t

In face of the political and economic challenges faced by the Philippines over the last four decades, the insurance sector has sho

Pakistan’s profound security and political problems, together with the widespread poverty of many of its / households, have const

As of November 2011, it is reasonable to use the words ‘boom’ and ‘bonanza’ in relation to the insurance / businesses of some of

Like most of its peers in Central and Eastern Europe, Croatia could be described as an insurance market / that is small and stagn

Regulations (and tax) pose more of a constraint on the insurance sector of India than on its peers in other / countries. In Q411,

In world terms, Singapore ranks as a medium-sized market for (re)insurance that, in spite of being well / developed by most metri

At first glance, South Korea looks like a typical North East Asian insurance market. High savings rates, / government incentives

The past development of Taiwan’s insurance sector reflects a combination of factors. Like much of East / and South East Asia, Tai

By most standards, Thailand would rate as a medium-sized but rapidly growing insurance market that is / undergoing transition. Fo

In the context of Southeast Asia and generally, Vietnam stands out as a small and under-developed / insurance market that is grow

Hong Kong's insurance sector remains one of the strongest and most dynamic of any that is surveyed by BMI. This is not just becaus

Indonesia is one of the few countries in the world where what is already a quite large national market for life insurance is growi

On balance, we would describe Malaysia's insurance sector as one where the excitement -- in the trade press and corporate press re

In many ways, Bulgaria remains an archetypal Central and Eastern European insurance market – albeit one that is (very) underdevel

Taking a five-year view, it will be amazing if the fragmented competitive landscape of Hungary’s insurance sector is not substant

Among the countries that have joined the EU over the last 10 years, Poland has often been seen as the country that is too large t

It is a good thing that Romania’s insurance sector is dominated by subsidiaries of well-capitalised multinationals that have acces

By the standards of its peers in Central and Eastern Europe, Slovakia’s insurance sector is a relatively small market opportunity

Slovenia’s insurance sector differs from its peers in the rest of Central and Eastern Europe in a number of respects. One is that,

The ‘Arab Spring’ – which has involved a civil war in Libya, serious unrest in Tunisia and mounting political tensions and risk in

Over the years that BMI has been monitoring the Nigerian insurance sector, the story has remained the same even as premiums (appea

New Zealand’s insurance sector would stand out as being unusual even in the absence of the effects of the earthquake on February 2

Over the last two years, a recurrent theme in BMI’s reports on Canada’s insurance sector has been its strength in global terms. In

Russia’s insurance sector is one that is large in absolute terms and compared to its peers in other countries in the region. It is

The second half of 2011 has not been a vintage period for any of the major segments of the massive US insurance sector. Insurers o

?? At first glance, Argentina looks like a medium-sized - but rapidly growing - insurance market, which is open to entry by any m

At first glance, it is obvious that many of the weaknesses that are common to (almost) all the national insurance markets of the M

Turkey’s insurance sector is unusual in the context of Central and Eastern Europe – and, indeed, the Middle East – in that it is b

?? For the world’s insurers, Brazil is bonanza territory. It is a large insurance market in absolute terms; the results from the v

As of November 2011, the current situation and prospects of Greece’s insurance sector continues, like most other aspects of the ec

A casual glance at Australia’s insurance sector suggests that, relative to others in the Asia-Pacific (specifically Northeast Asia

As a regional market for insurance, the Caribbean remains something of a backwater, notwithstanding that the combined population o

Israel’s complex geo-political history is reflected in the structure of the insurance sector. Although the trade associations iden

Estonia is par excellence an example of a Central and Eastern European country where the vast majority of players in the insurance

In global terms, Germany has a clear competitive advantage as a provider of insurance solutions. This has developed over the long-

In past years, we have described Kazakhstan’s insurance sector as being ‘idiosyncratic’. This, in our view, remains a fair descrip

In the context of the Middle East & North Africa (MENA), Qatar’s insurance sector stands out for three reasons. First, the spectac

At first glance, Serbia appears to be an unexciting and unpromising market for insurance. In absolute terms, it is small. Non-life

Ukraine’s insurance sector enjoys few of the strengths of its counterpart in Russia and all of the weaknesses. As a result of a va

2011 will forever be seen as a challenging year for the UK’s insurance sector. Collectively, underwriters of risks through Lloyd’s

?? Even though life density exceeds US$3,000 per capita, Hong Kong’s life segment continues to boom. There is no reason why this c

?? With well over 300mn life policies in force, substantial premiums and double-digit growth in both segments, India’s insurance s

?? The growth of the life segment over the last five years or so has been extraordinary and shows no sign of slowing. / ?? The s

?? Although it is more mature than several of the other insurance markets in the region, Malaysia continues to achieve steady grow

?? The Philippines is home to a small and grossly underdeveloped insurance sector that has clear potential to grow. This is the ca

The insurance sector has been a major beneficiary of efforts to promote Singapore as the regional financial services hub of South

Over the last two years, a recurrent theme in BMI’s reports on Canada’s insurance sector has been its strength in global terms. In

?? China is likely to remain bonanza territory in terms of its absolute size and growth potential. / ?? The key driver of the lif

?? The most pressing issue is the magnitude of the claims costs relating to the September 2010, February 2011 and June 2011 earthq

At the time of writing, it is difficult not to be optimistic about the current situation and short-term prospects of the US insura

* At first glance, Argentina looks like a medium-sized but rapidly growing insurance market that is open to entry by any multinati

* For the world’s insurers, Brazil is bonanza territory. It is a large insurance market in absolute terms. The results from the va

* By virtually all metrics, Bulgaria’s insurance sector is small and underdeveloped. It will still be so at the end of the forecas

* Data from the Croatian Financial Services Supervisory Agency (HANFA) show that in the first five months of 2011, Croatia’s insur

* The Czech life insurance segment is the only one in Central and Eastern Europe that is both reasonably large and rapidly growing

* The overall insurance sector remains quite resilient in the face of Greece’s alarming financial, economic and political problems

* On balance, Mexico’s proximity to the US is a challenge rather than an opportunity for its insurance sector, as well as financia

It remains to be seen what will be the impact on the sector of the political upheaval.* Life insurance in particular was growing r

The insurance sector of Kuwait will continue to grow quite rapidly but this is due to the expansion of the economy and the populat

?? Oman’s insurance sector is small, crowded, fragmented and not rapidly growing. / ?? Conditions have been challenging for many

?? The continuing expansion of the Saudi economy should underpin the steady growth of the insurance sector. / ?? However, the mai

?? South Africa’s insurance segment stands out for its absolute size, sophistication and, in the life segment at least, potential

?? For all the success of the Central Bank of Bahrain (CBB) in promoting the development of financial services, the insurance sect

.. Iran’s insurance sector is substantial and has shown that it can develop, if not thrive, despite the lack of access to global m

?? The continuing expansion of UAE’s economy should underpin the steady growth of the insurance sector. However, it is not clear w

?? For the time being, Thailand’s insurance sector appears to be booming. Life insurance premiums could rise by almost 20% this ye

?? The growth of the life segment over the last five years or so has been extraordinary. It shows no sign of slowing. / ?? The gr

?? Although it is more mature than several of the other insurance markets in the region, Malaysia continues to achieve steady grow

?? At a time of fairly low interest rates and mixed conditions in financial markets, life insurance has been seen by Singapore hou

?? China is likely to remain bonanza territory in terms of its absolute size and growth potential. ?? The key driver of the life s

?? With over 300mn life policies in force, substantial premiums and double-digit growth in both segments, India’s insurance sector

The Philippines is home to a small and (grossly) under-developed insurance sector that has clear potential to grow. This is the ca

?? The insurance sector is showing signs of growth, with the life and non-life segments increasing this year. / ?? Published resu

?? The largest South Korean insurers have the scale and financial strength that would make them titans by the standards of virtual

?? The track record of Taiwan’s life insurers suggests that what is, by any standard, a massive and well-developed life segment ca

Even though life density exceeds US$3,000 per capita, Hong Kong’s life segment continues to boom. There is no reason why this cann

?? The overall insurance sector remains fairly resilient but is very sensitive to changes in regulations that affect companies’ ab

?? The government has intervened to save many households in Christchurch from losing not only their homes but their insurance cove

?? Russia’s insurance sector is underdeveloped but growing. It is highly fragmented, with a continually decreasing number of insur

?? Modest growth in line with GDP is expected for the life and non-life sectors. ?? Local companies are establishing themselves in

?? The US insurance sector remains in recovery mode. The global financial crisis that reached its climax in late 2008 hit a non-li

?? The overall insurance sector remains positive and growing, benefiting from Brazil’s healthy, stable economic environment. / ?

Over the last two years, a recurrent theme in BMI’s reports on Canada’s insurance sector has been its strength in global terms. Th

The overall insurance sector remains reasonably resilient despite the weak economic conditions and outlook. / ?? Nonetheless, th

The insurance sector has now emerged from the global financial crisis and appears set to resume its previous growth path. / ?? A

?? The overall insurance sector remains quite resilient in the face of Greece’s alarming financial, economic and political problem

?? Penetration levels in the life and non-life segments are modest, suggesting room for expansion. / ?? The industry trade associ

?? The main market drivers are the improving economy, rising income levels and a growing demand for health insurance. The most lik

?? The insurance sector has shown resilience in the face of an influx of new companies and new policies. / ?? Premium income is

?? With a population of just 5.4 million, the Slovakian insurance market is relatively small. / ?? The life segment was actually

?? Robust recovery in the wider economy promises potential upside for the insurance sector. ?? Stabilisation of life premiums is l

Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this t

Writing in March 2011, data for 2009 is based on actual data and estimates for 2010 have been amended in order to take into accoun

The insurance sector in Iran is estimated to write over US$5,000mn in premiums annually – equal to around 1.2% of GDP – and is hom

Kuwait’s insurance sector currently resides as somewhat of a regional backwater. BMI’s political and economic outlooks point towar

Oman’s insurance sector has developed rapidly over recent quarters both from a regional and global perspective. The sale of ONIC H

From the point of view of multinational insurers that are looking to expand into Gulf Cooperation Council (GCC) countries, Saudi A

Writing in April 2011, we see that the insurance sector of South Africa is experiencing change, development in maturity and consol

Writing in April 2011, we see that the UAE’s insurance sector continues to develop in the wake of the global financial crisis’ sev

Bahrain occupies a unique role in the Middle East and the small island state with relatively few natural resources the city has ma

Egypt is undergoing a dramatic political shift after unprecedented demonstrations pushed Hosni Mubarak out of office in February 2

Writing in March 2011, data for 2009 is actual and projections for 2010 have been updated take into account of results for H110 th

Singapore enjoyed a sustained economic recovery in 2010 AND this is expected to continue in 2011 as private consumption continues

Writing in March 2011, data for 2009 is all actual data and our estimates for 2010 has been adjusted in order to take into account

Writing in March 2011 we have been able to include final data for fiscal 2009 (ie: the year to March 31 2010) and numbers publishe

In this report, we have been able to include final data for 2009 and to amend estimates for 2010 in order to take into account of

In this report, actual data is used for 2009 and estimates for 2010 have been update to allow for the latest company reports and d

Writing in early 2011, the industry regulator, Superintendencia de Seguros de la Nación (SSN) tells us that the sector took total

Writing in February 2011, this report uses actual published 2009 numbers. Also on the basis of figures published by the Polish Fin

Writing in February 2001, we now have actual data for 2009. Using this as the base we estimate total premiums of HUF894,969mn for

Insights On Romania’s Insurance Sector Writing in February 2011, we have been able to ensure that the report includes actual data

Writing in February 2011, 2009 data is actual and sourced from the Federal Service for Insurance Supervision (FSIS). Total premium

Writing in February 2011, we have been able to ensure that the report includes actual data for 2009. On the basis of data made ava

Writing in February 2011, the figures for 2009 are now actual published data sourced from the Slovenian Insurance Association (SZZ

Writing in early 2011, we can look back on a challenging but not disastrous 2010 for Croatia’s insurance sector. Croatia’s insuran

Writing in February 2011, the strength of the Canadian insurance sector continues to be clear, particularly in terms of the scale

China’s insurance sector stands out from other countries’ in a number of respects. An obvious feature is a result of the populatio

New Zealand’s life insurance sector in particular is underdeveloped. Life penetration in the country (ie: premiums per capita) is

The US insurance sector accounts for about a quarter of total premiums written by non-life and life companies worldwide. Approxima

Writing in January 2011, we estimate that total premiums in the Brazilian insurance industry amounted to BRL178,671mn in 2010. Thi

Writing in early 2011, we have been able to look back on another tough year for Bulgaria. After three years of healthy growth betw

Writing in EARLY 2011, the most recent available data, released in October 2010 by the Czech Insurance Association (CAP), show us

Writing in early 2011, our view of the persistently low non-life penetration rate and stubbornly low life density level in Greece

Writing in January 2011, we can see that premiums continued to increase at a slower rate in Mexico than in other Latin American ma

Iran is home to an insurance sector that writes over US$5,000mn in premiums annually – equal to around 1.2% of GDP – and several o

Kuwait’s insurance sector is one in which much needs to change if the country is to shake its status as something of an industry b

Oman’s insurance sector is small but rapidly growing in global and regional terms with an embryonic life segment. In our last repo

But for the underdevelopment of the life segment, Saudi Arabia would be the most attractive prospect for international insurance c

South Africa’s insurance companies continued to face a number of challenges in 2010. For the industry as a whole, but especially t

The development of the UAE – particularly Dubai – as a regional hub for insurance and other financial services will likely be comp

In some ways, Bahrain’s position in the Middle East is analogous to that of Singapore in South East Asia. Both countries are city-

In some ways, Egypt’s insurance sector is more comparable with those of Central and Eastern 10-15 years ago than those of the near

Vietnam’s construction sector retains significant promise in 2010, but development continues to be held back by the regulatory env

Iran is home to an insurance sector that writes over US$4,000mn in premiums annually – equal to around / 1.5% of GDP – and several

The development of the UAE – particularly Dubai – as a regional hub for insurance and other financial / services will likely be co

‘Resilient’ is a word that has appeared frequently in corporate reports published by South African / insurers, whether they operat

Key Insights On Oman’s Insurance Sector / Oman’s insurance sector is small, but rapidly growing in both global and regional terms,

Kuwait’s insurance sector is one in which much needs to change if the country is to shake its status as / something of a backwater

On paper, Egypt’s insurance market is one of the most promising in the Middle East. By virtually all / measures, it is underdevelo

In some ways, Bahrain’s position in the Middle East is analogous to that of Singapore in South East Asia. / Both countries are cit

Writing at the beginning of August 2010, we have been able to ensure that the report includes actual data for 2009. We have genera

Writing in July 2010, we have been able to ensure that the report includes actual data for 2009. According to figures published by

Writing at the beginning of August 2010, we have been able to ensure that the report includes actual data for 2009. According to R

Writing at the beginning of August 2010, we have been able to ensure that the report includes actual data for 2009. According to t

Writing at the beginning of August 2010, we have been able to ensure that the report includes actual data for 2009. According to t

Oman’s insurance sector is small and rapidly growing in both global and regional terms, with an embryonic life segment. In our las

China’s insurance sector stands out from other countries’ in a number of respects. First is its absolute size, second is the absol

Writing in July 2010, we have been able to ensure that this report includes actual data for the Czech Republic’s insurance sector

Writing in July 2010, we have been able to include the final figures for the 12 months to June 2009 (the financial year for the Ar

In some ways, Bahrain’s position in the Middle East is analogous to that of Singapore in South East Asia. Both countries are city

On paper, Egypt’s insurance market is one of the most promising in the Middle East. By virtually all measures, it is underdevelope

But for the underdevelopment of the life segment, Saudi Arabia would be the most attractive prospect for international insurance c

‘Resilient’ is a word that has appeared frequently in corporate reports published by South African insurers, whether they operate

Iran is home to an insurance sector that writes over US$4,000mn in premiums annually – equal to around 1.5% of GDP – and several o

Kuwait’s insurance sector is one in which much needs to change if the country is to shake its status as something of a backwater.

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we / provide a much mor

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we / provide a much more

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we / provide a much more

This is BMI’s first report on Kenya’s insurance sector. As is the case with our other insurance sector reports, we seek to place t

This is BMI’s first report on New Zealand’s insurance sector. As is the case with our other insurance sector reports, we seek to p

Writing in April 2010 we have been able to ensure that the report includes actual data for 2008. We have generally been able to us

As was the case in Q210, we provide a ranking of the major players in each of the two main segments, as they are seen by the organ

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. The industry regulator, the Supe

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. We have generally been able to u

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. We have generally been able to u

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. We have generally been able to u

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. Data from Mexico’s insurance reg

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. We have generally been able to u

In BMI’s debut Iraq Infrastructure Report we take a look at the country’s infrastructure market in the context of a stabilising se

Writing in April 2010, we have been able to ensure that the report includes actual data for July 2008-June 2009 (the 2009 financia

A major change in relation to our last quarterly report is that we have reviewed all data that is publicly available at the beginn

This is BMI’s first report on Canada’s insurance sector. As is the case with our other insurance sector reports, we put the non-li

This is BMI’s first report on the US’ insurance sector. The main aim of this report is to analyse the US’ non-life and life insura

This is BMI’s second report on New Zealand’s insurance sector. As is the case with our other insurance sector reports, we seek to

This is BMI’s second report on Kenya’s insurance sector. As is the case with our other insurance sector reports, we seek to place

This is BMI’s second report on the US’ insurance sector. The main aim of this report is to analyse the US’ non-life and life insur

This is BMI’s second report on Canada’s insurance sector. As is the case with our other insurance sector reports, we put the non-l

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we provide a much more c

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we provide a much more c

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we provide a much more c

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we provide a much more c

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we provide a much more c

This report differs from its predecessors in several respects. In our analysis of competitive conditions, we provide a much more c

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. The industry regulator, the Supe

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. We have generally been able to u

Writing in April 2010, we have been able to ensure that the report includes actual data for 2008. Data from Mexico’s insurance reg